About Us

We are a company who helps you ​find the best Insurance Agency.

health insurance companies for healthy people We are not health insurance agents or a health insurance agency. We specialize in helping people find the best options when they are looking for health insurance companies, rate or quotes. We are an educational and informational website designed with you, the consumer in mind. Since we are not agents, we are not tied to what commissions we get paid, etc. Instead, we use our skills to find and make information available to consumers about health insurance and healthy living. We have one mandate: to help you find a solution. When you work with us, we have a team of professionals who may have been insurance agents at one point in time, so they understand the value of risk management and mitigation. We are dedicated to helping business owners and individuals learn the truth about healthcare and find solutions that make their lives better.

Personal Info

Health Insurance Information

Insurance for Business Owners

There are plans which are designed specifically for small business owners and entrepreneurs. These plans are typically found among the individual policies. They can be costly, however, if you are healthy, there may be options for you. There are PPO plans with ZERO deductibles, ZERO co-pays, unlimited catastrophic coverage and you get to choose your doctor.

Insurance for Healthy People

Health insurance that are designed for healthy people are unique in that they offer many benefits because healthy people cost less to insure. These plans typically require greater qualification and approval, however, they are worth the extra effort. One such plan offers a PPO network with ZERO deductibles, ZERO co-pays, unlimited catastrophic coverage and you get to choose your doctor.

COBRA Health Insurance

The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a law that protects you from losing health benefits when you transition from your current job. Typically people who choose this option needs health insurance coverage but are unable, due to pre-existing conditions and such, to get an individual plan. With the Affordable Care Act (ACA or ObamaCARE) this may no longer be an issue.

Group Insurance Plans

Group Insurance plans are those that are typically available through employers as part of your employee benefits. These plans offer great savings but you must remain part of the group to qualify. If you leave the group, you'll lose coverage. As an employer, you may pay a high rate due to the nature of group plans. (i.e. everyone, healthy and not so healthy are put into the same pool)

Discount Medical Savings Plans

This is not consider health insurance. However, it is important to mention because it provides alternative medical health savings options for people who may not qualify for standard health insurance or want to use traditional western medicine. These are similar to a group type plan except they are limited by the doctors who are network members. They only usually provide discount and not payment for services.

ObamaCARE Medical Insurance

Also known as the Affordable Care Act (ACA), this is a government program as an extension of Medicare. This is paid for by tax dollars including tax penalties for non-compliance. Through the health insurance exchange run by individual states, these plans does guarantee coverage and may provide subsidy if you have low income. However, changes in tax laws may limit or eliminate this option.

Contact

If you wish to get in touch with us, please click the link below and we will get back to you shortly. We are busy serving our customers, but we make sure that everyone who reaches out to us is handled with care. Hope to hear from you.

Final Words

Finding good quality and affordable health insurance for healthy people should be easy. It shouldn't be so complicated that you need a degree in finance or insurance to understand. When shopping online for health care medical insurance, it is always a good idea to know who you are working with. If you healthy and interested in an affordable health care plan with ZERO deductibles, ZERO co-pays, unlimited catastrophic coverage and you get to choose your doctor. Please click the link below to reach out to a licensed agent. health insurance companies for healthy people

I'm Healthy and I want to Request a Quote for Health Insurance